How spot prices for gold and silver are formed, and how to read the gap between spot and what a dealer charges.

The strengths of gold and of silver as bullion, the gold/silver ratio explained, and a side-by-side comparison of premiums, VAT, storage and volatility.

How the gold price is set, the difference between spot, the LBMA benchmark and a dealer quote, how to read price charts and convert ounces to grams.

What counts as scrap gold, how to read karat stamps and hallmarks, how buyers compute what they pay you, and practical tips to get a fair offer.

Spot silver, the LBMA Silver Price and dealer quotes explained, with why silver premiums and VAT weigh more than for gold and how to read each chart window.